Hey! So you've basically got the gist of it. Your character account should reflect the information about your character (minus like, the email / birthday and the OOC account ID/name). Each field should have a description about what goes in it — if you don't see those descriptions, either make sure you have javascript on, or make sure you're accessing from the desktop version of the site (as plugins / javascript don't work on mobile at the moment).

As an example, here's one of my in-character accounts: Charumati

As you can see, the name and username is her name, and aside from the OOC info all the other content is about her. Hopefully this helps you out (: Let me know if I can clear it up further.